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Money Talks

Bank Loan vs. HDB Loan

We dream of having our own house. When the time has come to fulfil our dreams, we encounter different concerns that can affect our decision. In this case, should we consider bank loan or HDB (Housing Development Board) loan when talking about mortgage? Purchasing a home here in Singapore needs a thorough understanding. A home […]

The Consequences of Getting Bankrupt

Singapore is rich but bankruptcy still happens every now and then. We have to look after our resources if we do not want our assets liquidated and we are left without a house, car and possibly divorce. Bankruptcy refers to a situation when someone owes more money that he/she can actually pay. How will we […]